Cancellation and Refund

• 1. Amount once paid through the payment gateway shall not be refunded other than in the following circumstances:

1. Multiple times debiting of Customer's Card/Bank Account due to technical error OR Customer's account being debited with excess amount in a single transaction due to technical error. In such cases, excess amount excluding Payment Gateway charges would be refunded to the Customer.
2. Due to technical error, payment being charged on the Customer's Card/Bank Account but the subscription is unsuccessful. Customer would be provided with the subscription by OptionX at no extra cost. However, if in such cases, Customer wishes to seek a refund of the amount, he/she would be refunded net the amount, after deduction of Payment Gateway charges or any other charges.

• 2. The customer will have to submit an application for a refund along with the transaction number and original payment receipt, if any, generated at the time of making payments.

• 3. The application in the prescribed format should be sent to support@optionx.trade.

• 4. The application will be processed manually, and after verification, if the claim is found valid, the amount received in excess will be refunded by OptionX through electronic mode in favor of the applicant, with confirmation sent to the mailing address given in the online registration form, within a period of 21 calendar days of receipt of such a claim. It will take 5–21 days for the money to show up in your bank account, depending on your bank's policy.

• 5. The company assumes no responsibility and shall incur no liability if it is unable to effect any payment instruction(s) on the payment date owing to any one or more of the following circumstances:

1. If the payment instruction(s) issued by you are incomplete, inaccurate, invalid, and delayed.
2. If the payment account has insufficient funds or limits to cover the amount as mentioned in the payment instruction(s),
3. If the funds available in the payment account are subject to any encumbrance or charge
4. If your bank or the NCC refuses or delays honoring the payment instruction(s),
5. Events beyond the company's control (including, but not limited to, fire, flood, natural disasters, bank strikes, power outages, and system failures such as computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).

• 6. User agrees that Company, in its sole discretion, for any or no reason, and without penalty, may suspend or terminate his/her account (or any part thereof) or use of the Services and remove and discard all or any part of his or her account, user profile, or recipient profile at any time. Company may also in its sole discretion and at any time discontinue providing access to the services, or any part thereof, with or without notice. User agrees that any termination of his/her access to the Services or any account he/she may have or portion thereof may be effected without prior notice, and also agrees that the company will not be liable to the user or any third party for any such termination. Any suspected fraudulent, abusive, or illegal activity may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies the company may have at law or in equity. Upon termination for any reason, the user agrees to immediately stop using the services.

• 7. The company may elect to resolve any dispute, controversy, or claim arising out of or relating to this agreement or the service provided in connection with this agreement by binding arbitration in accordance with the provisions of the Indian Arbitration & Conciliation Act, 1996. Any such dispute, controversy, or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party.

• 8. Regulatory and Compliance-Based Service Changes: OptionX operates within India's regulated financial market ecosystem. Changes in laws, policies, rules, circulars, or directives issued by the Government of India or any governmental authority, the Securities and Exchange Board of India (SEBI), the National Stock Exchange (NSE), the Bombay Stock Exchange (BSE), any other exchange or regulatory body, or changes in policies, API access, or technical requirements imposed by brokers or trading platforms integrated with OptionX, may affect, restrict, limit, or entirely block certain service features — including but not limited to order placement, trade execution, or broker integrations.

  In such events:

1. OptionX shall not be liable to provide any refund, compensation, or credit for any affected or remaining subscription period, regardless of whether the impact is partial or complete.
2. Such changes shall not constitute a breach of any subscription agreement or service commitment between OptionX and its users.
3. OptionX may, at its sole discretion, modify, suspend, replace, or discontinue affected service features to achieve compliance with applicable requirements, without any obligation to provide advance notice or substitute features of equivalent value.
4. Users acknowledge and agree that regulatory compliance is an inherent condition of OptionX's operations, and that the possibility of such regulatory changes is a known risk assumed by the user upon subscribing to any OptionX plan.